A comprehensive solution for businesses navigating the globalized economy

With Foreign Casualty, Defense Base Act and more, your clients receive bespoke insurance products coupled with advanced technology, critical crisis management services, premier risk mitigation, and advanced duty of care.

Foreign Casualty

Combines Foreign Commercial General Liability, Foreign Commercial Automobile, Foreign Voluntary Workers’ Compensation and Employer’s Liability, Foreign Business Travel Accident, and Foreign Kidnap for Ransom and Extortion coverage into one convenient solution. Enhanced by a fully funded security response program.*

Defense Base Act

Statutory Defense Base Act Workers’ Compensation and Employers’ Liability enhanced by our fully funded security response program, which provides access to a suite of sophisticated risk control services and technologies, enabling your clients to deliver high quality proposals demonstrating cutting-edge risk management practices.

Kidnap for Ransom and Extortion

Covers ransom reimbursement, in-transit loss, judgements, settlements, defense costs, response costs, and additional expenses for incidents of kidnapping, hostage, extortion, hijacking and more. Enhanced with cutting edge risk mitigation and crisis assistance technology.

Business Travel Accident Insurance

Provides 24-hour coverage for employees during domestic or worldwide business travel from costs associated with medical expenses, emergency medical evacuations, accidental death and dismemberment, and more. Enhanced by a market-leading fully funded security response program.*

With Latitude Risk, employers have access to CAP™ from FocusPoint International to help manage duty of care responsibilities. CAP™ provides on-demand access to a dedicated 24/7 crisis response center where employers and their employees can receive advice and coordinated in-country response services for travel requirements, as defined in and subject to the CAP™ plan rules and regulations. Download the employer user guide and the employee user guide to better understand CAP™ features.

Serving broad target classes

• Artisan contractors • Networks and information technology
• Communication and telecommunications • Oil and gas
• Construction • Professionals
• Energy • Supply chain and logistics
• Family offices • Training and education
• Financial services • United States government contractors
• Manufacturing

Additional industries may benefit from Latitude Risk. Contact us to learn more.

More from Latitude Risk

Fully funded security response program

Our fully funded security response program provides the client with lower barriers to use and more efficient responses, as they are not tied to insurance programs or limits of indemnity, with no government order coverage trigger. When a threat is detected, our response partner, at their sole discretion and control, will cover incident-associated expenses to secure your client’s people before an event occurs.

Latitude Risk clients with Defense Base Act Plus®, Foreign Casualty, and Foreign Business Travel Accident insurance will receive the following service solutions automatically:

Crisis management service

Expense-covered response, safe-harbor, and evacuation for security incidents, political violence, terrorism, natural disasters, and pandemic threats. We employ strategic coordination with medical response services.

Location-based services (LBS)

Access to a risk management administrator panel for LBS travel and asset tracker. Our web-based portal and mobile app allow for two-way, multilingual communication.

Response technology

End-user mobile application and satellite device licenses to connect travelers to administration panel, pre-trip destination intel, and one-touch SOS response trigger.

Multilingual
response team

Access to professional language interpretation and translation services in 200+ languages through 4,000 linguists across all time zones.

Medical response

Latitude Risk clients have access to leading medical response support from an exceptional, world-renowned company that offers:

Multilingual medical team

More than 26 spoken languages in-house and strategic partnerships with translation services for more than 130 languages.

Dedicated response teams

More than 1,000 medical repatriations and evacuations and 50,000 medical, security, and travel cases each year.

Longstanding expertise

More than 30 years’ experience in medical evacuations and repatriation services for business travelers.

Beneficial partnerships

Access to a global network of providers, hospitals, and clinics.

The Latitude Risk difference

Our structure allows for tailored, cost-effective solutions with real value-add:

Bespoke policies Our insurance solutions are crafted through years of collaboration among our experienced underwriters, carrier partners, and response and technology consultants to produce customized policy wordings, meeting the business needs of traditionally underserved clients through a one-underwriter model. These customizations are exclusive to Latitude Risk.
Highly specialized underwriting Latitude Risk underwriters have decades of experience supporting clients with nuanced global exposure. You and your client will work directly with one dedicated underwriter from our experienced team to build a tailored portfolio of protection, specific to your clients’ business. Plus, our response companies are integrated with claims handling and underwriting to quickly address all needs through one contact.
Multilingual underwriters Our underwriting team can support the international broker community and their insureds’ local language needs.
Claim support consistency At the start of our partnership, our dedicated team will introduce the claims handling process and the online broker claims portal to help you support your clients. Our claims adjusters are dedicated to working together to deliver consistent and appropriate claims handling.

Contact Latitude Risk leaders to get started

Provide additional value to your clients with all the benefits Latitude Risk has to offer. Contact our dedicated industry experts today.